In daily life, shopping needs are arguably one of the most absolutely fulfilled things. Especially when you are married, of course, you are required to be able to live frugally with “smart shopping”. What is smart shopping? That can be interpreted as shopping for necessities in the most efficient way so that they get what they want without having to spend a lot of money, or in other words, saving your finance.
This is very important to do because smart shopping will help us provide more money space to be used in other sectors that are urgent. In connection with this discussion, what should be done to be able to shop smart? There are several things that must be done. Here goes the review:
1. Create a Shopping List
This is the first thing you must do before shopping. Before going to the supermarket or market, make a list of items to buy. The goal is clear, by making the list, you will avoid buying unnecessary items and instead forget not to buy the items needed. Try, the list starts from the most important items first, then continues on items that are trivial or can be looked forward to. The goal is the same as mentioned above, so as to avoid buying unnecessary items.
2. Bring the Pas Budget as Needed
When you start shopping, don’t carry too much money in your wallet. Bring enough money in accordance with a shopping list that has been made. What if the price goes up? Please just bring more money just in case, but the amount should not be more than 10% compared to the estimated value of the total expenditure. The purpose of this is so that you can focus on meeting the main needs that have been made in the shopping list first. Later when there is rest, it doesn’t matter if you want to use it again or not. In addition, carrying lots of money can also provoke crime.
3. Avoid Payment By Credit Card or Debit
Regarding number 2, we advise you to pay using cash. Why is that? Because if you pay using a credit card and debit card, it will allow you to spend more to add to the existing expenditure plan. If security reasons are a consideration, you may bring an ATM card with a limited balance. However, this ATM card is special, just for shopping.
4. Discipline With a Shopping List That Has Been Created
We repeat again, the purpose of making a shopping list is to avoid buying unnecessary items. Therefore, it is rather strange if you still fail to save money when you have made a shopping list. In this case, it is a very necessary discipline of people who shop so that goals that have been made in the shopping list can be more felt.